2012 Personal Resolutions – January update

February already! How the time has flown! I think its general knowledge that most resolutions fizzle out by mid-February (if not earlier), so let’s see how things are going for me.

Exercise more! Goal is twice a week and can include anything from walking for 30 minutes or more to yoga classes or swimming.

So far so good! Fitocracy is a pretty neat program to keep track of workouts. Once I get a bit stronger I can unlock their little achievements; I do enjoy collecting stuff in my games!

No McDonalds! 

It’s been over 31 days since I have last visited McDonalds. The first week was tough; they are EVERYWHERE! But as the month went on, the cravings subsided. This month, I’m adding pop to the chopping block. This one I will continue just for the month and see where it leads me.

Indexing ONLY! I accept that I have an addictive personality which is very conducive to gambling on stocks.

I sold some ETFs and bought some others to realign my portfolio’s asset allocation to match my target allocation. Unfortunately, I started following a couple blogs who, in addition to ETFs/index mutual funds, also include some dividend paying stocks in their portfolio. Definitely interesting reads, and the itch is definitely there! Especially when I know they would help with my dividend earning competitions!

Blog 3 times a week!

I think I only missed one blog post in the past month, so it’s a half-pass. 🙂 Might start writing some posts up beforehand so I can still meet my goal even when life gets in the way.

Set up a will!

I picked up an estate planning book… and it has collected dust on my bookshelf. I also purchased one of those do-it-yourself will kits online. Not sure if this is the way to go, as I believe my situation is very simple, but one of the first rules in the estate planning book is to not do it yourself. Has anyone used this type of product before? (Do-it-yourself will kits?) Or do you just pay the lawyers the necessary money to set up the will for you properly? Otherwise, no progress on this one yet.

I am finding that making my goals public is keeping me more accountable than before. We will see how the year unfolds!

How are your goals or resolutions going? Still on track?

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2012 Personal Resolutions

I know, I know, how cliché right? Everyone makes resolutions for the New Year (work out more, spend less, don’t strangle so and so, etc.) and by the second week in January, the best intentions are out the window. I’ve made resolutions and they’ve failed miserably, mainly because I know I’m my worst enemy in regards to giving myself a break. So, let’s go public with this and see if that makes me more accountable.

Exercise more! Goal is twice a week and can include anything from walking for 30 minutes or more to yoga classes or swimming. As a result of the car accident, I’m still a bit beat up and have been pretty sedentary for awhile so feeling the itch to get back into this. I signed up for Fitocracy, which is a website that tracks workouts and such. You can ‘level up’ so it has a video game feel to it. We’ll see how helpful it is to keep me on track. If anyone is interested in joining me, let me know and I will send you an invite.

No McDonalds! Some haven’t been to the golden arches in years. I went every week in December. Sometimes twice a week. There’s something comforting about the food that brings me back to my childhood. I originally was going to see how long I can go (giving myself an out already!), but let’s just take it out of the routine. This could prove interesting; if you know me well enough, you know that the lack of food that I’m craving does something to me.

Indexing ONLY! I accept that I have an addictive personality which is very conducive to gambling on stocks. I’ve been eyeing a couple recently (LLL, SLF, HSE), but I got burned last year on individual stocks (more on that in another post). If I wouldn’t expose my clients to these individual stocks, they will not show up in mine. I will contribute the maximum to my TFSA this year and reallocate as necessary to meet my target allocation.

Blog 3 times a week! I’ve been pretty terrible at this, especially during the Christmas holidays. I even had friends help me justify my lack of writing; it’s the holidays, readership will drop anyways! But I know without consistent material, I will lose readers, so I will commit to 3 posts a week. If you have any suggestions on topics you would like to read about, please send them to me! I can definitely use some ideas to help me with this resolution! I’ve also talked to a couple people about guest posts… just because I haven’t nagged you recently, doesn’t mean I have forgotten about it. 😛

Set up a will! Like personal finances, many realize that this is important. Very important. Something to do someday. Soon. Honest. But this is very irresponsible and you could be exposing your love ones to headaches if something were to happen suddenly. Not to mention the taxes that the government will take! This is something I know that I need to learn more about and will have this in place this year.

Five goals. Seems like a good enough list to me. Yup, the McDonalds one still bugs me and I am seriously debating getting rid of it. Those damn nugget and fries.  Do food items ever grow legs and arms and have faces and dance around in your head? No? Then it’s just me? Good to know.

Do you have any resolutions/goals for the New Year? Are they personal goals or financial goals? Or do you think the whole exercise is pretty useless? I’d ❤ to hear what you’re working towards this year!

Happy New Year everyone!

I need your help! As this is a new blog, please spread the word on Facebook and/or Twitter! Or email the link to a friend or family member!

https://vixymoney.wordpress.com/